Tips

interest rate


How to track interest rate?

A straightforward method to determine whether the rate is better or worse compared to yesterday.

Learn more

approval

PreApproval vs Approval

Distinguishing PreApproval vs. Approval and the benefits Junie can offer you.

speed up

Want to accelerate the procedure?

To expedite the process, you can gather the necessary documents before applying for a mortgage.

Doc list

better rate

Do you qualify for a better rate?

Lenders might utilize the AMI limits to determine income eligibility for RefiNow, HomeReady, or other loans that involve AMI requirement.
Checking the AMI for your property can provide valuable insights into whether you qualify for a more favorable rate.

AMI MAP

mortgage insurance

Do you need to purchase mortgage insurance?

Mortgage Insurance is required when your mortgage is over 80% loan-to-value. HOWEVER…..

mortgage insurance

First Time Home Buyer (FTHB) Requirements

Want to know if you qualify as a FTHB?

insurance 2

What type of home insurance should you purchase?

Obtaining home insurance is mandatory when applying for a mortgage with any lender.

Learn more

fees

Estimated fee

Estimated title fees.
Excluding lender’s fee (processing, underwriting, appraisal, credit report…)

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no idea


No idea how to start homeownership?

Click below to access the homeownership counseling course offered by Fannie Mae.

HomeOwnership

stop spam

How to stop spam calls and emails?

Dealing with spam calls and emails can be frustrating. Fortunately, there are methods to put an end to them.

Stop Spam