“NO Income & NO FICO” Program – This program offers the most straightforward qualification process. It’s important to note that this is NOT a stated income program; there is NO requirement to declare your income.

Specification:

• Same rate for purchase or refinance (even cash out), 1 or 4 units, primary or investment property. Any kind of combination has the same rate
• Max $2m loan amount – Contact Junie for higher loan amount
• Max 60% (Primary & 2nd home) and 50% (investment) – LTV can be 5% higher, please contact Junie for details
• Foreign Nationals are allowed (must have a valid visa)
• Gift fund is allowed even for investment property
• NO min FICO
• Specific county required – Contact Junie if its outside the specific county

The information provided above is a general overview and guidelines are subject to change at any time. For specific details, please get in touch with Junie without delay.